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Average Rent in Santa Cruz 95060 & Rent Trends

Rent prices and market trends across 14 apartment communities in Santa Cruz 95060, Santa Cruz, CA. Updated daily.

Area All Areas
Santa Cruz 9506095062

Market Average

$3,718/mo

▼ 0.5% from last month

Lowest Available

$843/mo

cheapest unit on market

Communities

14

tracked daily

Units Listed

175

available now

Price Cuts This Week in Santa Cruz 95060

9 listed units across 2 buildings in Santa Cruz 95060 dropped their asking rent in the past 7 days, an average cut of $88/mo. These are the largest cuts, tracked unit by unit with daily price checks.

Apartment Unit Last Week Now Cut
Chestnut Street Apartments Unit B206 $4,269 $4,139 $130
Chestnut Street Apartments Unit C217 $4,229 $4,099 $130
Chestnut Street Apartments Unit E230 $4,027 $3,897 $130
Hidden Creek Apartments Unit 2, 1 Bed 1 Bath $3,255 $3,130 $125
Chestnut Street Apartments Unit E132, Plan 2A $3,969 $3,889 $80
Chestnut Street Apartments Unit E227, Plan 2A $4,009 $3,929 $80
Chestnut Street Apartments Unit C115, Plan 1A $3,009 $2,969 $40
Chestnut Street Apartments Unit F138, Plan 1A $2,977 $2,937 $40
See today's prices on all 175 listed units

Santa Cruz 95060 vs Santa Cruz, CA Average

Santa Cruz 95060 is more expensive than the Santa Cruz, CA average by $23/mo (1%). The citywide average is $3,695/mo across all neighborhoods.

Is Rent Going Up or Down in Santa Cruz 95060?

As of August 2026, the average rent in Santa Cruz 95060 is $3,718 per month across 14 apartment communities and 175 available units. Rents have decreased $19 (0.5%) over the past month.

The most affordable option is RiverRow starting at $843/mo. By unit type, a studio averages $3,035/mo, a 1-bedroom averages $3,481/mo, a 2-bedroom averages $4,596/mo, a 4-bedroom averages $5,295/mo.

Prices range from $843 to $7,500 per month. The most common price point is the $2,800 range, where 31 units are currently listed.

Santa Cruz 95060 Rent Price History

Timeframe
View as table
Month Avg Rent Change Properties
July 2026 $3,694 - 15
August 2026 $3,751 +$57 14

The trend line and monthly averages track each building's average listed price, recorded daily with outliers trimmed. The current month is a month-to-date figure, so it can sit above or below today's live market average shown at the top of this page.

Average Rent by Bedroom

Rent Price Distribution

Rent by Bedroom Type in Santa Cruz 95060

Studio
$3,035
from $843 · 46 units
1 Bed
$3,481
from $1,850 · 74 units
2 Bed
$4,596
from $2,999 · 54 units
4 Bed
$5,295
from $5,295 · 1 units

Rent Prices by Apartment in Santa Cruz 95060

Property Starting at Average Units Rating
RiverRow $843/mo $3,599/mo 55 4.8
The Breakers $2,480/mo $2,510/mo 3 3.9
Cypress Point Apartments $2,606/mo $3,096/mo 38 3.4
Riverfront Apartments $2,689/mo $2,991/mo 2 4
Hidden Creek Apartments $2,750/mo $2,960/mo 3 4
San Lorenzo Apartments $2,825/mo $3,220/mo 2 3.9
Five55 $2,900/mo $3,558/mo 7 4.3

Frequently Asked Questions About Rent in Santa Cruz 95060

What is the average rent in Santa Cruz 95060?

The average rent in Santa Cruz 95060 is $3,718 per month as of August 2026, based on 175 units across 14 apartment communities.

Is rent going up or down in Santa Cruz 95060?

Rent in Santa Cruz 95060 has decreased $19 (0.5%) over the past month. The current average is $3,718/mo.

What is the cheapest apartment in Santa Cruz 95060?

The most affordable apartment in Santa Cruz 95060 is RiverRow with units starting at $843/mo.

How much is a 1-bedroom apartment in Santa Cruz 95060?

A 1-bedroom apartment in Santa Cruz 95060 averages $3,481/mo, with prices starting at $1,850/mo across 74 available units.

How many apartments are available in Santa Cruz 95060?

There are 175 units available across 14 apartment communities in Santa Cruz 95060.

What salary do I need to live comfortably in Santa Cruz 95060?

Built on the 25 to 30 percent rent-to-income guideline used by most landlords and credit-scoring models.

Minimum to afford average rent

$149,000/year

Based on the 30 percent rule, using our tracked average rent of $3,718/mo.

Comfortable income

$178,000/year

Based on the 25 percent rule, leaving more room for savings, transport, and groceries.

To afford the cheapest tracked apartment ($843/mo), you need to earn at least $34,000/year.

Cost of living in Santa Cruz 95060

We only have live rent data for Santa Cruz 95060 so far. The full cost of living breakdown (utilities, groceries, transportation, healthcare) is coming soon.

Category Monthly estimate
Rent (market average) $3,718
Estimated total $3,718/mo

Methodology

Rent data

Sourced directly from each tracked apartment community and refreshed every 24 hours. Every listed unit price on this page is real and listed today.

Cost of living

Estimates combine national consumer-spending baselines from the U.S. Bureau of Labor Statistics (Consumer Expenditure Survey) with the U.S. Bureau of Economic Analysis Regional Price Parities (MARPP dataset). Both are peer-reviewed federal data releases published annually.

Salary to live comfortably

Applies the standard 25 to 30 percent rent-to-income rule on top of the listed rent. This is the same affordability guideline used by most landlords and credit-scoring models.

Demographic figures

Median household income, population, median age, commute time, Census median rent, and rent as percentage of income come from the U.S. Census Bureau's American Community Survey 5-year estimates, the most recent complete release.

Cost of living and demographic figures are refreshed annually.

Explore Santa Cruz 95060 Apartments

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