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Average Rent in Santa Cruz, CA & Rent Trends

What is the average rent in Santa Cruz, CA?

The average listed apartment rent in Santa Cruz, CA is $3,875 per month, as of November 15, 2026. This sample includes 139 priced apartments in 11 buildings. These are tracked asking prices, not signed leases.

We use published total monthly rent when known and base rent otherwise. Unknown fees remain unknown. Included building observations run from November 9, 2026 through November 15, 2026. Buildings without a qualifying price do not count in this sample. The guide directory can include more buildings.

Rent prices and market trends across 11 apartment communities in Santa Cruz, CA. Prices update after successful source checks.

Area All Areas
Santa Cruz 95060 95062

Showing any bedrooms in Santa Cruz, CA.

Market Average

$3,875/mo

Lowest Available

$2,300/mo

cheapest unit on market

Communities

11

tracked daily

Units Listed

139

available now

Rent by Neighborhood in Santa Cruz, CA

Compare average rent across Santa Cruz, CA neighborhoods. Click any area to see detailed trends.

Neighborhood Avg Rent 30d Change From Properties Units
Santa Cruz 95060 $3,882 ▲  $37 $2,300 10 132
Santa Cruz 95062 $3,521 ▼  $80 $2,961 1 8

Is Rent Going Up or Down in Santa Cruz, CA?

As of November 2026, the average rent in Santa Cruz, CA is $3,875 per month across 11 apartment communities and 139 available units.

The most affordable option is Cypress Point Apartments starting at $2,300/mo. By unit type, a studio averages $2,916/mo, a 1-bedroom averages $3,560/mo, a 2-bedroom averages $4,945/mo, a 3-bedroom averages $4,167/mo, a 4-bedroom averages $5,295/mo.

Prices range from $2,300 to $7,500 per month. The most common price point is the $2,800 range, where 15 units are currently listed.

Santa Cruz, CA Rent Price History

Timeframe
View as table
Month Avg Rent Change Properties
July 2026 $3,749 - 16
August 2026 $3,798 +$49 15
September 2026 $3,606 -$192 14
October 2026 $3,508 -$98 11
November 2026 $3,531 +$23 13

The trend line and monthly averages track each building's average listed price, recorded daily with outliers trimmed. The current month is a month-to-date figure, so it can sit above or below today's live market average shown at the top of this page.

Average Rent by Bedroom

Rent Price Distribution

Rent by Bedroom Type in Santa Cruz, CA

Studio
$2,916
from $2,300 · 34 units
1 Bed
$3,560
from $2,350 · 55 units
2 Bed
$4,945
from $2,999 · 44 units
3 Bed
$4,167
from $3,995 · 5 units
4 Bed
$5,295
from $5,295 · 1 units

Rent Prices by Apartment in Santa Cruz, CA

Property Starting at Average Units Rating
Cypress Point Apartments $2,300/mo $3,033/mo 29 3.4
Hidden Creek Apartments $2,350/mo $2,843/mo 6 4
The Breakers $2,350/mo $2,535/mo 4 3.9
The Sands $2,599/mo $2,799/mo 2 4.6
Chestnut Street Apartments $2,677/mo $3,306/mo 5 4.5
Riverfront Apartments $2,689/mo $3,245/mo 3 4
Breakwater Apartments $2,895/mo $3,746/mo 7 3.2

Frequently Asked Questions About Rent in Santa Cruz, CA

How many bedrooms are you looking for?

How many bedrooms are you looking for?

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Any bedrooms

What is the average rent in Santa Cruz, CA?

The average listed apartment rent in Santa Cruz, CA is $3,875 per month, as of November 15, 2026. This sample includes 139 priced apartments in 11 buildings. These are tracked asking prices, not signed leases.

What rent range can I find in Santa Cruz, CA?

The apartment listings we track in Santa Cruz, CA range from $2,300 to $7,500 per month, as of November 15, 2026. These are the lowest and highest listed prices. They are not a typical price for every apartment. The building, floor plan, and lease terms can affect the price.

Are rents going up or down in Santa Cruz, CA?

There is not enough comparable history to report a reliable 30-day rent change for apartment listings in Santa Cruz, CA. Missing dates or a change in the buildings we track can prevent a comparison. Missing history does not mean rents stayed flat.

How much is a studio apartment in Santa Cruz, CA?

Studio apartments average $2,916 per month across 34 priced listings in Santa Cruz, CA. Listed rents range from $2,300 to $3,465 per month, as of November 15, 2026. Compare apartments with similar floor plans and lease terms.

How much is a 1-bedroom apartment in Santa Cruz, CA?

1-bedroom apartments average $3,560 per month across 55 priced listings in Santa Cruz, CA. Listed rents range from $2,350 to $4,893 per month, as of November 15, 2026. Compare apartments with similar floor plans and lease terms.

How much is a 2-bedroom apartment in Santa Cruz, CA?

2-bedroom apartments average $4,945 per month across 44 priced listings in Santa Cruz, CA. Listed rents range from $2,999 to $7,500 per month, as of November 15, 2026. Compare apartments with similar floor plans and lease terms.

How much is a 3-bedroom apartment in Santa Cruz, CA?

3-bedroom apartments average $4,167 per month across 5 priced listings in Santa Cruz, CA. Listed rents range from $3,995 to $4,695 per month, as of November 15, 2026. Compare apartments with similar floor plans and lease terms.

How much is a 4-bedroom apartment in Santa Cruz, CA?

4-bedroom apartments average $5,295 per month across 1 priced listing in Santa Cruz, CA. Listed rents range from $5,295 to $5,295 per month, as of November 15, 2026. Compare apartments with similar floor plans and lease terms.

How do 1-bedroom and 2-bedroom rents compare in Santa Cruz, CA?

The 1-bedroom average is $3,560 per month across 55 listings. The 2-bedroom average is $4,945 across 44 listings, $1,385 (38.9%) higher. This is a comparison of listing groups, not the cost to upgrade a specific apartment.

Which tracked building has the lowest starting rent in Santa Cruz, CA?

Cypress Point Apartments has the lowest starting rent among the buildings in the comparison table, at $2,300 per month. We track 29 priced listings matching your bedroom choice in that building, as of November 15, 2026. The starting price applies to its lowest-priced matching apartment. Check that apartment's latest price and availability.

Which rent range has the most listings in Santa Cruz, CA?

The $2,800 to $3,000 monthly range has the most matching listings: 15 units, or 10.8% of the priced apartments we track in Santa Cruz, CA. This count does not tell us how fast the apartments rent.

How many apartment listings do you track in Santa Cruz, CA?

We track 139 priced units at 11 apartment buildings, as of November 15, 2026. This is not the total number of apartments in those buildings. A listing can change or become unavailable. Open the apartment details to check its latest status.

How much rent history is available for Santa Cruz, CA?

We have recorded rent data on 122 days from July 2026 through November 2026 for apartment listings in Santa Cruz, CA. Some dates can be missing. The chart only shows recorded data. The current month includes the days recorded so far.

Why can the headline rent differ from the trend chart in Santa Cruz, CA?

The average at the top of the page gives each matching apartment equal weight. The chart first averages recorded prices within each building, then compares buildings. It removes the highest and lowest groups when at least ten buildings contribute and omits days with fewer than five buildings. Different dates, building counts, and listing mixes can produce different figures. The monthly table averages the recorded daily figures.

Does my bedroom choice change the prices and answers?

Yes. Your chosen area and bedroom count filter the asking rents, listing counts, rent ranges, and answers on this page. The active community exclusions are Student housing and 55+ / senior community and Corporate housing and Military / active duty housing and Veteran housing. When you choose a bedroom count, the history chart uses recorded prices for matching apartments with a known identity. If those records are missing, we leave the chart empty rather than use prices for other bedroom types. Open an individual apartment to check its own price history.

Do these rents include utilities, parking, and other fees?

We use the published total monthly rent when it is available and the base rent otherwise. Unknown fees are not zero. Utilities, parking, pet charges, deposits, and one-time costs can add to the amount you pay. Check the selected unit and lease terms for a complete quote.

How should I compare free-rent offers with listed rent?

A free-rent offer can reduce the effective cost over a lease without changing the listed monthly rent. Compare the same lease length and move-in date, then include required charges and the offer conditions. The market averages do not assume an unconfirmed discount.

Does this page represent every rental in the market?

These figures describe the priced apartment listings we track, not every rental home or every occupied apartment. Coverage and the mix of bedrooms, buildings, and locations can change. A lower market average does not prove that the same apartment received a price cut.

How fresh are the Santa Cruz, CA rent figures?

We schedule rent updates each day, but buildings can have different price-check dates. The latest accepted price check for these listings was November 15, 2026. The month label does not mean we checked every price today. Open the building or apartment details for its latest price and availability.

What salary do I need to live comfortably in Santa Cruz, CA?

Built on the 25 to 30 percent rent-to-income guideline used by most landlords and credit-scoring models.

Minimum to afford average rent

$155,000/year

Based on the 30 percent rule, using our tracked average rent of $3,875/mo.

Comfortable income

$186,000/year

Based on the 25 percent rule, leaving more room for savings, transport, and groceries.

To afford the cheapest tracked apartment ($2,300/mo), you need to earn at least $92,000/year.

Median household income in Santa Cruz, CA is $111,427 , about 40% below the comfortable-living threshold.

Explore Santa Cruz, CA Apartments

Browse all 11 communities with daily-updated pricing and availability.

Cost of living in Santa Cruz, CA

Overall prices in Santa Cruz, CA runs above the national average by about 13% (BEA Regional Price Parity index 112.8, where 100 equals the U.S. average). The breakdown below estimates monthly costs for a single adult, using national consumer-spending baselines from the Bureau of Labor Statistics scaled by Santa Cruz, CA's regional price parities.

Category Monthly estimate
Rent (market average) $3,875
Utilities $753
Groceries $567
Transportation $1,794
Healthcare $875
Other goods and services $1,400
Estimated total $9,263/mo

Population

60,953

Median household income

$111,427

Census median rent

$2,302/mo

Census rent burden

32.6%

Median age

30.7

Mean commute

23 min

Methodology

Rent data

We use listed asking rents and schedule daily data updates. Individual buildings can have different verification dates. Check the building or unit page for its latest price and availability.

Cost of living

Estimates combine national consumer-spending baselines from the U.S. Bureau of Labor Statistics (Consumer Expenditure Survey) with the U.S. Bureau of Economic Analysis Regional Price Parities (MARPP dataset). Both are peer-reviewed federal data releases published annually.

Salary to live comfortably

We estimate annual income by dividing annual rent by 30 percent for the affordability figure and 25 percent for the comfortable-income figure. These estimates are a guide, not a guarantee of rental approval.

Demographic figures

Median household income, population, median age, commute time, Census median rent, and rent as percentage of income come from the U.S. Census Bureau's American Community Survey 5-year estimates, the most recent complete release.

Cost of living and demographic figures were last published in 2023.

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